Simple, honest pricing

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Free

$0/month

No credit card needed. Start immediately.

  • Add unlimited debt accounts
  • Dashboard snapshot (total debt, urgency level)
  • Debt-by-debt recommendations
  • Full plan overview
  • Educational disclaimers and guidance
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Full access

$5/month

Cancel anytime. No contracts.

  • Everything in Free
  • AI Copilot — ask anything, get plain-language answers
  • Call scripts tailored to each creditor
  • Email templates for hardship requests
  • Action checklists per debt
  • Settlement offer logging and tracking
  • Activity timeline and notes
  • Progress tracker across all accounts

ClearPlan provides educational tools only. Not a law firm or financial advisor. Read our disclaimer.